Amscot will deduct a monthly service charge of $2 from the face value, with a maximum fee of $144. Depreciation policy: Money orders begin depreciating monthly after one year.Depreciation policy: No depreciation the USPS will pay the exact, full value of the money order, regardless of the original purchase date.Rather than cashing or depositing the money order, you’ll need to request a refund from Western Union. The exact service fees will appear on the back of your money order. Depreciation policy: Within one to three years of the original purchase date, the money order will begin to depreciate.MoneyGram will deduct the accumulated service fees from the face value. Depreciation policy: Once the money order is a year old, MoneyGram will charge a monthly service fee (in the amount displayed on the back of your money order).Service fees typically accrue monthly, so the longer you wait to resolve the issue, the less your money order will be worth.īelow, we list how long you have before a money order will expire, organized by the issuer. One to three years after purchase, the issuer will charge service fees when you attempt cash or refund the money order, meaning it’ll be worth less than it was at the time of purchase. In most cases, your money order won’t expire but will depreciate in value. Money order issuers each set their own individual expiration policies. We have more details broken down by the money order issuer below. Money orders typically don’t expire instead, the money order will begin to lose value when it’s between one and three years old. Cashing or Refunding an Old Money Order.

Unused travelers checks deceased